# Planning for CPA firms that plan

Many of your clients want more than a return. They want a plan. Give them one with the same tools wealth advisors use, built on the tax facts you already have.

## The same tools wealth advisors use
Advisory is the same planning that wealth advisors use on Rutledge. It is not a lighter version. Each plan is tested across thousands of possible market paths. Open any path and follow it month by month. See how long the money lasts and what the family can spend. Your staff and your clients see the same plan.

## Tax facts you already have
Carry facts from the client's return into their plan. You choose each fact, and its source stays with it. Income, accounts and deductions come across, so you enter them once. When next year's return is done, update the plan with the new facts. The plan and the return never drift apart. You see which facts came from which return.

## The big decisions
Run the numbers clients ask a CPA about. When should each spouse claim Social Security? A map shows every pair of ages for a couple. How much should they move to a Roth each year? What will the required payouts be? What if one spouse dies first? Each answer shows the tax it costs or saves, year by year.

## Spending with guardrails
Set how the household spends, with rules to cut or raise spending when markets move. See what the family could spend each year, and where the lines are. Mark what the family must spend apart from what it would like to spend. The plan shows when spending would have to change, and by how much. Each rule is written in plain words.

## The estate, state and federal
See what the estate is worth at each death and what tax it owes. The plan shows both the state and the federal estate tax. Test gifts, trusts and a family partnership side by side. The heirs' share after tax is shown for each choice. When the estate comes to your firm, its facts are already here.

## Tax planning during the year
Plan the year before it ends. See what the client still owes and the next estimated payment. Find the room left in the tax bracket. Weigh selling a stock at a gain or a loss. Plan a gift to charity. Each card shows the exact change in tax, and the client can see it too. Save the card to the client's record.

## Tax calculators on your own website
Put five tax calculators on your firm's website. Visitors can see their tax bill in retirement, their required payouts, their Roth window, what a spouse's death does to their taxes, and the day of the year they stop working for taxes. Each one ends with a way to reach your firm. So your website brings in new planning clients while you work.

## On the same license as your tax work
Advisory sits on your firm's accounting license, beside your returns and books. A planner on your staff gets a planning seat. Clients see their plan in the same portal as their returns. Work passes between your tax staff and your planners with no new intake. [Try the platform](/try?for=accounting) to see a plan, or [talk with us](/contact) about planning in your firm.